Sparekonto Pluss
Sparekonto Pluss offers higher interest rates when you have more than NOK 100 000 to save.
One of our best savings rates
No fixed savings requirement
The money is available when you need it – 12 free withdrawals
Interest rate in Sparekonto Pluss
Interest rate for the entire amount, if the deposit is between NOK 500,000 and 2 million.
What is Sparekonto Pluss?
Sparekonto Pluss is the savings account that gives you the best interest rate when you have NOK 100,000 or more to deposit into an account. You’ll then get one of the bank’s best savings rates from the first NOK, all the way up to deposits of NOK 2 million. The money you have in your account is available for withdrawal when you need it.
- No lock-in period
- Up to 12 fee-free withdrawals per year
- No fixed savings requirement
- Only one account per person
- It is not possible to make payments from the account. Only possible with a transfer between own accounts in DNB.
- Not possible to open or transfer from accounts in the mobile bank.
Interest rate in Sparekonto Pluss
The interest rate on the account depends on how much money you have saved.
- Deposits up to NOK 100.000 give an interest rate of 2.75% per year.
- Deposits of between NOK 100 000 and NOK 500 000 give an interest rate of 4.00% per year for the entire savings amount in the account.
- Deposits of between NOK 500,000 and NOK 2 million give an interest rate of 4.50 % per year for the entire savings amount in the account.
- If you have more than NOK 2 million in your account, you get 3.50% interest on the share of the deposit that is over 2 million. The rest of the account receives an interest rate of 4.50%.
The account has 12 fee-free withdrawals per year in addition to last year’s interest rates. Closing the account is also considered a withdrawal. For withdrawals beyond this, a 1% withdrawal commission is charged (maximum NOK 250 per withdrawal). No withdrawal commission on standing orders to a home mortgage or share savings account at DNB.
When should you choose Sparekonto Pluss?
When you have a lot of money in your account and want a safe way of saving while having the money available for withdrawal, Sparekonto Plus is a good option for you.
You can set up Sparekonto Pluss even if you don’t have a high savings amount, but it’s only when you save NOK 100,000 or more that the account gets the best interest rate for the entire savings amount – up to NOK 2 million.
The account is also an option if you have a short time horizon for saving. You avoid the risk of fluctuations that you would have had if you could put the money in mutual fund or shares, and you can withdraw the money exactly when you need it.
Fixed-rate deposits
Are you able to lock in your savings for 3 or 6 months, or 1 or 2 years?
The savings app Spare
Spare is the app that helps you keep track of all your savings.
Our savings accounts
Savings account
No withdrawal restrictions
Fixed rate deposits
Tie up your money for 3, 6, 12 or 24 months
Sparekonto Pluss
Get good interest when you have more than NOK 100 000.
BSU home savings scheme
Save up for a home and get a tax deduction
Boligspar Ekstra (housing savings)
Save extra for a home, without tax deduction
Barnas Sparekonto
Savings account for children between 0–18 years old
Morsom Sparing
Save a little every time you use the card or pay a bill