Boligspar Ekstra
Boligspar Ekstra is the best savings scheme when you want to put a little extra aside at a good rate of interest without tax deductions.
Extra home savings when the normal BSU is filled up
Good interest rates
The money is not bound to housing until the end of the year
Establishing Home Save Extra for children is done further down on the website.
Interest rates – Boligspar Ekstra (housing savings extra)
Applies to new accounts from 23/8/22 and existing accounts from 6/10/22.
What is Boligspar Ekstra?
Boligspar Ekstra (formerly BSU Start) is a home savings scheme without tax deductions for people aged 0-34 years. The account is ideal for additional housing savings if you have filled up your regular BSU home savings schemeYou can save up to a total of NOK 300,000 in the account whenever you want.
You can have Boligspar Ekstra independently of the regular BSU home savings scheme.
The money you put into Boligspar Ekstra is not tied to housing until the end of the year. This means that you can take out the money before 31 December.
You get tax deductions when saving in BSU
Do you have taxable income and want to save for a home with tax deductions? If so, the regular BSU home savings scheme is for you.
Save for children in Boligspar Ekstra
Home saving Extra is a good option if you want to save for future home for children or grandchildren in your own account. You can start saving for children in Boligspar Ekstra from when the child is 0 years old. When the child turns 18, they will manage the account themselves.
Remember that the child must be a customer and have a DNB account before you open Boligspar Ekstra. If the child is not a customer, you can easily open Barnas Sparekonto (Children’s savings account). The account must be in the child’s name.
How to order Boligspar Ekstra for minors
The guardian must already be a DNB customer to order Boligspar Ekstra. If the child has two guardians, both must sign. The child must be a customer and have another DNB account before ordering Boligspar Ekstra. This is used as a return account if savings exceed the account limit.
If we do not already have a Norwegian birth certificate registered, you will be asked to upload this. You can upload a photo taken on your mobile.
Frequently asked questions about Boligspar Ekstra
The savings app Spare
Spare is the app that helps you keep track of all your savings.
Our savings accounts
Savings account
No withdrawal restrictions
Fixed rate deposits
Better interest rates when you lock in your money for a set period.
Sparekonto Pluss
Get good interest when you have more than NOK 500 000. Four withdrawals free of charge
BSU home savings scheme
Save up for a home and get a tax deduction
Boligspar Ekstra
Save extra for a home, without tax deduction
Barnas Sparekonto (Children’s savings account)
Savings account for children between 0–18 years old
Morsom Sparing
Save a little every time you use the card or pay a bill
High-interest account
An overview of secure savings methods with usually higher interest rates