Asset insurance
The company’s contents insurance covers damage to machines, products, equipment and other assets the company has.
Covers assets in the event of fire, theft and natural damage
Covers products transported by vehicle
The insurance is tailored to the company’s need with ancillary benefits
What is asset insurance for businesses?
Asset insurance is also called possessions insurance. The insurance covers the company’s assets in the event of fire, theft and natural damage. The insurance is especially important for companies with many physical assets.
Did you know that…
If your company has an especially high number of products during certain periods, you can choose to insure the inventory for chosen seasons.
Product information
What does asset insurance cover?
| Fire | Standard | Fully comprehensive | |
|---|---|---|---|
Fire | |||
Natural damage | |||
Water and pipe damage | |||
Theft and damage | |||
Robbery and assault | |||
Transport accidents | |||
Glass panes, plastic windows and signs | NOK 50 000 | NOK 100 000 | |
Building and additional furnishings | NOK 150 000 | NOK 250 000 | |
Glass in business premises | NOK 50 000 | NOK 100 000 | |
Money and securities in values | NOK 150 000* | NOK 150 000* | |
Reconstruction of data, photos, archives etc. | NOK 150 000* | NOK 150 000* | |
Demolition, clearing, storage and destruction | 50% of sum insured (max. 3 million)* | 50% of sum insured (max. 3 million)* | |
New acquisitions | 20% of sum insured | 20% of sum insured | |
Products under transportation | NOK 25 000 | NOK 50 000 | |
Products sold in instalments | Unlimited | Unlimited | |
Covers damage because goods have thawed in freezer/cold storage due to a systems failure or power outage. | |||
Other accidental and sudden damage |
*You can extend the sum insured
Asset insurance FAQ
Our non-life insurance products
General liability insurance
Provides cover for liability
Commercial tractor, mobile plant and equipment insurance
Covers commercial plant machinery and tractors
Vehicle insurance
Covers damage to company vehicles
Housing cooperative and co-ownership insurance
Covers unforeseen events in the housing association
Commercial boat insurance
Insures companies in tourism and work boats
Cyber insurance
Secures immediate help in the event of data breaches
Business interruption insurance
Covers damage that affects operations
Asset insurance
Covers damages or accidents related to assets
Crime insurance
Covers financial losses resulting from embezzlement
HGV insurance
Covers the company’s HGVs and covers road assistance
Commercial buildings insurance
Covers damage to one or more buildings you own
Projects and contract works insurance
Covers values related to building and construction sites
Commercial all risks insurance
Covers losses or damage to special equipment and objects
Commercial trailer insurance
Covers commercial van and HGV trailers
Transport insurance
Covers businesses that transport products or assets
Test plate insurance
Covers car dealers for test drives
Provider of the insurance
The insurance is provided by Fremtind Forsikring. In order to give you an offer, calculate the price and buy insurance, DNB will transfer your personal data to Fremtind. You can read more about how Fremtind processes personal data in Fremtind’s personal privacy statement.