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Bond funds

Save money for larger purchases where you do not need immediate access to the money.

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  • Save money for larger purchases such as a car, a boat, a holiday cabin or a wedding.

  • Save money that don’t need right away

  • Suitable for saving in the medium term

What is a bond fund?

A bond fund is a fixed-income fund that buys fixed-income securities with a term of more than one year. Bond funds are suitable when you want to save for a few years for larger purchases such as a car, a wedding, a boat or a holiday cabin.

Saving in a bond fund is also a good solution for people who want to combine this with investing in equity funds so you can adjust the risk in your overall savings portfolio

Bond funds are suitable for people who are willing to accept slight fluctuations in their savings, in exchange for slightly higher expected returns than saving in a bank account.

When should I choose a bond fund?

If you want to invest money in the medium term, bond funds are a good alternative to saving in an account. If you would like the possibility of a better return than what you get in liquidity funds , a bond fund may be better suited for you, as the return is normally higher over time.

If you want the possibility of a very high return on your money, a liquidity fund is not for you. Instead, you should look at savings with higher risk that are better adapted to long-term savings such as an equity fund or individual shares.

How much does a bond fund cost?

The costs of a bond fund, better known as annual management costs, vary from fund to fund. It is stated as a percentage rate and is deducted annually from the money you have in the bond fund. See the cost of each bond fund in the savings app Spare.

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The savings app Spare

Spare is the app that helps you keep track of your savings.

  • Read more and download the Spare app

Liquidity funds

Build up a savings buffer or save for unforeseen events with quick access to the money

Historical returns are no guarantee of future returns. Future returns will depend, among other things, on market developments, the skill of the Portfolio Manager, the mutual fund’s risk, and the management costs. Returns may be negative as a result of mark-to-market losses.

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EU classification of mutual funds and sustainability in our advisory services

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SFDR is the regulation in the EU action plan for sustainable finance. SFDR ensures that financial institutions publish their financial products’ investment strategy, investment objectives and actual investments.

Our mutual fund products

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