National costume insurance

Q: Can I insure Sámi costume?

Yes, national costume insurance is a valuables insurance policy, and you can also use it to insure the Sámi costume, bunad or other high-value garments that you are afraid of losing.

Q: What types of accidents are covered by national costume insurance?

The national costume is often used at parties. Accidents such as holes and rips, burns from cigarettes, spills and stains from wine, cooking oil, ketchup, mustard, ice or other stains can therefore easily occur. These are accidents that the national costume policy covers.

Insurance for national costume on May 17th and throughout the year.

Covers stains, spills, rips and burn marks
Replaces silver that falls off and is lost
Financial security in the event of theft, water and fire damage

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The insurance is a type of valuables insurance

Questions about national costume insurance?

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Have you had an accident or injury?

You can easily report a claim online.

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The national costume requires its own insurance

Many national costumes have a high value, – not just sentimental value, but also as a particularly expensive piece of clothing. A national costume insurance policy will cover damage, accidents and theft, and secure you financially when you need it.

In some cases, the national costume will be covered by home contents insurance and travel insurance . The advantage of national costume insurance is that you’re covered for losses and almost all types of damage, including when in use and when travelling.

Compare insurances

	National costume insurance	Home contents insurance	Travel insurance
Theft
Fire
Water damage
Accident
Lost/missing			Only checked baggage
Excess	NOK 1000	NOK 4000	None
Max. insurance settlement	Full settlement payment	NOK 300 000 (maximum NOK 50 000 in case of accident)	Up to NOK 40 000 (combined per incident)

Use the table as a guide. See terms and conditions for detailed coverage overview.

For home contents insurance, it is the fully comprehensive insurance policy that covers accidents, to a limited extent compared to national costume insurance.

A woman in a national costume holding 17 May cake

How to take care of your national costume

Air the national costume after use, remove any stains.
Store the national costume in a garment bag in the wardrobe in the bedroom. Ensure a good temperature and air circulation. Avoid using lofts, sheds and damp places to avoid moths getting into your garment.
Store brooches in sealed plastic bags to slow down oxidisation.
Wash the national costume shirt after use and store it in a shirt bag. Avoid ironing a shirt straight after washing, as it can yellow.
Do you have a national costume with sewn-on buttons and silver that needs a polish? Use a polishing tray and polishing cloth – do not use a polishing agent, to protect the fabric.

Terms and conditions for national costume insurance

The insurance is a valuables insurance. You must have home contents insurance at DNB to buy this policy. You must also have a receipt or a valuation of the national costume and accessories you want covered.

Product information national costume insurance (PDF)

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Terms and conditions for national costume insurance

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National costume insurance FAQs

Can I insure Sámi costume?

How do you travel with a national costume?

The national costume often has high sentimental value. You should therefore take a national costume and its silver as hand luggage when you travel by air. However, remember that there is often a maximum weight limit for hand luggage – maybe you can save money by wearing the national costume?

If you have a national costume knife or brooches with needles longer than 6 cm, these must be checked in as they are considered dangerous items.

What types of accidents are covered by national costume insurance?

Is damage caused by insects and moths covered?

No, in principle this is not covered. It is your own responsibility to keep the national costume safe. One of the most important things is to ensure that the national costume is clean and in good condition when it is stored after use. It should also be well aired. It must be dry to prevent it from getting mouldly.

Have moths got into your national costume? If so, shake it out thoroughly and freeze it overnight to kill any eggs. Then brush and shake out the national costume to clear any moth remains and eggs.

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Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.

National costume insurance

Questions about national costume insurance?

Have you had an accident or injury?

The national costume requires its own insurance

Compare insurances

How to take care of your national costume

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National costume insurance FAQs

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