Price list for debit and credit cards

Debit and credit cards at DNB are linked to a customer loyalty programme tailored to you.

Cards at DNB are linked to customer loyalty programmes adapted to different phases of life: children, youth, young adult and Pluss, Saga and Private Banking customers.

Find the right card for you

Child price list

Private Banking Price List

Price list without customer loyalty programme

Child price list

My first card

Apply for My first card

Annual fee

NOK 0

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway*	NOK 0
ATM or accounts with Visa in Norway or abroad^*	NOK 0
Cash services in store**	NOK 0

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99 %

Cash deposits
In-store cash services	NOK 0

Amount limit
ATM in Norway per four days	NOK 2500
ATM abroad per four days	NOK 9900
Product purchases in Norway per three days	NOK 5000
Product purchases abroad per three days	NOK 5000
Cash deposits in cash services in shops and deposit machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made.

**Price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

Youth price list

The Young Person’s card

Apply for Young Person’s card

Annual fee

NOK 0

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway*	NOK 0
ATM or office with Visa in Norway or abroad*	NOK 0
Cash services in store**	NOK 0

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99%

Cash deposits
In-store cash services	NOK 0

Amount limit
ATM in Norway per four days	NOK 5000
ATM abroad per four days	NOK 9900
Product purchases in Norway per three days	NOK 10 000
Product purchases abroad per three days	NOK 10 000
Cash deposits in cash services in shops and cash machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made.

** The price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

Ung (Young Adults)

Ung (Young Adults) bank card

Apply for Ung bank card for Young Adults

Annual fee

NOK 0

Additional card per year

NOK 295

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway*	NOK 0
ATM or accounts with Visa in Norway or abroad^*	NOK 0
Cash services in store**	NOK 10

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99 %

Cash deposits
In-store cash services	NOK 0

Replacement card
Self-service by customer in online bank	NOK 0
Performed by customer service	NOK 200
Ordering an emergency card	NOK 850

Amount limit
ATM in Norway per four days	NOK 9900
ATM abroad per four days	NOK 9900
Product purchase in Norway per day	NOK 100 000
Product purchase abroad is limited by available balance
Cash deposits in cash services in shops and deposit machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made.

**Price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

Ung (Young Adults) Mastercard

Apply for a Mastercard

Annual fee

NOK 0

Ordering an emergency card

NOK 850

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATMs in Norway	NOK 0
ATMs in foreign countries*	NOK 0

Transfer from Mastercard to account^**
Self-service transfer	NOK 0
Performed by customer service	NOK 75

Invoicing
eFaktura (eInvoice)	NOK 0
Paper invoice	NOK 10

Overdraft
Costs	NOK 100

Mastercard Upgrade
Monthly price	NOK 49
Earn miles and multiple benefits with Mastercard Upgrade.

Interest rate
Nominal interest per year of used credit	18.6%

Price example
Nominal interest rate 18.6%, APR 20.27%, NOK 5000 over 12 months. Total NOK 5518.

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

** Interest is incurred from the first day when transferring from Mastercard to account.

Pluss price list

Pluss bank card

Apply for Pluss

Annual fee

NOK 295

Additional card per year

NOK 295

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway*	NOK 0
ATM or accounts with Visa in Norway or abroad^*	NOK 40
Cash services in store**	NOK 10

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99 %

Cash deposits
In-store cash services	NOK 0

Replacement card
Self-service by customer in online bank	NOK 0
Performed by customer service	NOK 200
Ordering an emergency card	NOK 850

Amount limit
ATM in Norway per four days	NOK 9900
ATM abroad per four days	NOK 9900
Product purchase in Norway per day	NOK 100 000
Product purchase abroad is limited by available balance
Cash deposits in cash services in shops and deposit machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made.

** The price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

Pluss Mastercard

Apply for a Mastercard

Annual fee

NOK 0

Additional card per year

NOK 250

Ordering an emergency card

NOK 850

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATMs in Norway	NOK 40 + 1% of the amount
ATMs abroad^*	NOK 40 + 1% of the amount

Transfer from Mastercard to account^**
Self-service transfer	NOK 0
Performed by customer service	NOK 75

Invoicing
eFaktura (eInvoice)	NOK 0
Paper invoice	NOK 10

Overdraft
Costs	NOK 100

Mastercard Upgrade
Monthly price	NOK 49
Earn miles and multiple benefits with Mastercard Upgrade.

Interest rate
Nominal interest per year of used credit	18.6%

Price example
Nominal interest rate 18.6%, APR 20.27%, NOK 30 000 over 12 months. Total NOK 33 108.

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

** Interest is incurred from the first day when transferring from Mastercard to account.

SAGA price list

SAGA debit card

Apply for SAGA debit card

Annual fee

NOK 295

Additional card per year

NOK 295

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway*	NOK 0
ATM or accounts with Visa in Norway or abroad^*	NOK 40
Cash services in store**	NOK 10

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99%

Cash deposits
In-store cash services	NOK 0

Replacement card
Self-service by customer in online bank	NOK 0
Performed by customer service	NOK 200
Ordering an emergency card	NOK 850

Amount limit
ATM in Norway per day	NOK 9900
ATM abroad per day	NOK 9900
Product purchase in Norway per day	NOK 250 000
Product purchase abroad is limited by available balance
Cash deposits in cash services in shops and cash machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made. Goods purchases and cash withdrawals abroad receive a currency surcharge of 1.99%.

** The price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

SAGA Mastercard

Apply for a Mastercard

Annual fee

NOK 0

Additional card per year

NOK 250

Ordering an emergency card

NOK 850

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATMs in Norway	NOK 40 + 1% of the amount
ATMs abroad^*	NOK 40 + 1% of the amount

Transfer from Mastercard to account^**
Self-service transfer	NOK 0
Performed by customer service	NOK 75

Invoicing
eFaktura (eInvoice)	NOK 0
Paper invoice	NOK 10

Overdraft
Costs	NOK 100

Mastercard Upgrade
Monthly price	NOK 99
LoungeKey with four free visits per year for you and/or guests. Price from the fifth visit is 30 USD.
Earn miles and multiple benefits with Mastercard Upgrade.

Interest rate
Nominal interest per year of used credit	18%

Price example
SAGA: Nominal interest rate 18%, APR 19.56%, NOK 130 000 over 12 months. Total NOK 143 021.
SAGA Platinum: Nominal interest rate 18%, APR 19.56%, NOK 205 000 over 12 months. Total NOK 225 533.

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

** Interest is incurred from the first day when transferring from Mastercard to account.

Private Banking Price List

Private Banking debit card

Apply for Private Banking

Monthly price, including a Visa card

NOK 250

Additional card per year

NOK 295

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway	NOK 0
ATM or accounts with Visa in Norway or abroad^*	NOK 40
Cash services in store**	NOK 10

Currency conversion fee
Foreign currency surcharge for purchase of goods and cash withdrawals abroad	1.99%

Cash deposits
In-store cash services	NOK 0

Replacement card
Self-service by customer in online bank	NOK 0
Performed by customer service	NOK 200
Ordering an emergency card	NOK 850

Amount limit
ATM in Norway per day	NOK 9900
ATM abroad per day	NOK 9900
Product purchase in Norway per day	NOK 500 000
Product purchase abroad is limited by available balance
Cash deposits in cash services in shops and cash machines***	50,000 per 30 days

* ATM owners can charge a separate price for the withdrawal. Price information will be shown when withdrawals are made.

** The price applies to cash withdrawals with and without a purchase of goods in shops offering the service Cash services in store.

*** The limit applies across your accounts and the deposit method. The maximum limit for a single deposit is NOK 50,000 in machines and NOK 20,000 in shops.

Private Banking Mastercard

Apply for a Mastercard

Annual fee

NOK 0

Additional card per year

NOK 250

Ordering an emergency card

NOK 850

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATMs in Norway	NOK 40 + 1% of the amount
ATMs abroad^*	NOK 40 + 1% of the amount

Transfer from Mastercard to account^**
Self-service transfer	NOK 0
Performed by customer service	NOK 75

Invoicing
eFaktura (eInvoice)	NOK 0
Paper invoice	NOK 10

Overdraft
Costs	NOK 100

Mastercard Upgrade
Monthly price	NOK 139
LoungeKey with eight free visits per year. Price from the ninth visit is USD 30 USD.
Earn miles and multiple benefits with Mastercard Upgrade.

Interest rate
Nominal interest per year of used credit	18%

Price example
Nominal interest rate 18%, APR 19.56%, NOK 225 000 over 12 months. Total NOK 247 536.

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

** Interest is incurred from the first day when transferring from Mastercard to account.

Price list without customer loyalty programme

Debit card without customer programme

Annual fee

NOK 295

Additional card per year

NOK 295

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATM with BankAxept in Norway	NOK 10
ATM or accounts with Visa in Norway or abroad^*	NOK 40
In-store cash services	NOK 10

Cash deposits
In-store cash services	NOK 0

Replacement card
Self-service by customer in online bank	NOK 0
Performed by customer service	NOK 200
Ordering an emergency card	NOK 850

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

DNB Mastercard

Apply for a Mastercard

Annual fee

NOK 0

Additional card per year

NOK 250

Ordering an emergency card

NOK 850

Product purchases
In Norway	NOK 0
Abroad^*	NOK 0

Cash withdrawals
ATMs in Norway	NOK 40 + 1% of the amount
ATMs abroad^*	NOK 40 + 1% of the amount

Transfer from Mastercard to account^**
Self-service transfer	NOK 0
Performed by customer service	NOK 75

Invoicing
eFaktura (eInvoice)	NOK 0
Paper invoice	NOK 10

Overdraft
Costs	NOK 100

Mastercard Upgrade
Monthly price	NOK 49
Earn miles and multiple benefits with Mastercard Upgrade.

Interest rate
Nominal interest per year of used credit	19.2%

Price example
Nominal interest rate 19.2%, APR 23.78%, NOK 35 000 over 12 months. Total NOK 39 214.

* Product purchases and cash withdrawals abroad incur a currency conversion fee of 1.99%.

** Interest is incurred from the first day when transferring from Mastercard to account.

Conversion rate information

The conversion rate used by using a card abroad is the the rate on the settlement date at VISA int. and Mastercard Int. plus a currency conversion fee of 1.99%. When using any of DNB’s VISA or Mastercard branded cards abroad, the amount is converted to NOK.