Sickness assessment insurance
Ensure that your employees are paid one or multiple amounts over the initial years after the start of a long period of incapacity for work.
What is sickness assessment insurance?
The insurance provides financial peace of mind in the event of incapacity for work which is due to illness that isn’t an occupational illness and can also be expanded to include incapacity for work regardless of the cause.
What can the insurance policy cover?
You can choose for your employees to receive one or multiple lump sums after: 18 – 24– 30 – 36 – 42 – 48 months’ continuous sick leave. Based on work assessment allowance being given or at least 40 per cent disability pension being granted from NAV (the Norwegian Labour and Welfare Administration).
What can settlement payments be given for?
- For 100 per cent incapacity for work, the agreed sum insured is paid.
- The employee must have been at least 40 per cent continuously incapacitated for work from the first sick leave certificate until the agreed date of the disbursement for the sum insured to be payable.
- For lower degrees of incapacity for work, the sum insured is reduced proportionately.
Product information (IPID)
Terms and conditions Personnel insurance
Have you suffered from an accident or injury?
Our personnel insurance
Workers' compensation insurance
Covers employee injury and illness
Travel insurance
Peace of mind if something should happen while travelling
Leisure accident insurance
Covers accidents or injuries that occur during leisure time
Group life insurance
Provides a one-off payment to the bereaved on the death of an employee
Group accident insurance
Peace of mind for your employees if they have an accident
Partnership protection insurance
The insurance is a financial hedge against the partnership protection agreement
Key person insurance
Disbursement if a key person dies or becomes incapacitated for work
Health insurance
Ensures that employees of the company receive quick treatment
Sickness assessment insurance
Employees receive disbursements for the first few years of the incapacity period
Income protection insurance
Covers the company’s ongoing operating costs if you should become ill
Sick pay insurance
Covers salary payments to employees on sick leave
Other sickness insurance
Insures your employees even when the illness isn’t work related
Pension and insurance package
The package that covers the statutory requirements
Provider of the insurance
The insurance is provided by DNB Livsforsikring AS.