ATV insurance

Q: Do I have to be over 18 years of age to buy ATV insurance?

Yes, even though you can drive some types of ATV from the age of 16 in Norway, people under the age of 18 cannot buy insurance. Parents are therefore responsible for insuring the vehicle when children are under 18 years old.

Q: Do I have to wear a helmet when I drive an ATV?

Whether you need to wear a helmet or not is determined by the type of ATV you have. Although there is no requirement to use a helmet for the type you own, it is still recommended that you protect yourself with a helmet.

Q: Are there ATVs with seat belts?

Yes, there are many different types of ATVs, including those with seat belts. If a seat belt is fitted, it must also be used.

Q: What type of ATV do I have?

In Norway, ATVs are not considered a separate vehicle category. ATVs are therefore registered as either four-wheel mopeds, tractors or four-wheel motorcycles. The different types have different requirements relative to the driver’s licence, age limit, safety equipment and use. You’ll find information on what the vehicle is registered as in the vehicle registration certificate.

Insure your ATV with the coverage you need.

Can cover overturning, going off the road, collision and vandalism
Get coverage for permanently installed additional equipment.
Insurance for misfuelling

Get an ATV insurance quote

Select the ATV insurance that suits you best

An ATV is a four- or six-wheel vehicle that is often subjected to rough use, with driving on uneven terrain as well as on the road.

When you buy ATV insurance, you can choose between three different coverages. The type of insurance you need depends on how you use it. Liability insurance is the statutory insurance you must have as a minimum. This covers drivers, passengers and damage to other people, their property and belongings. If you want to cover damage to your own ATV, you must have comprehensive insurance.

Do you have any questions about buying insurance?

Speak to an insurance adviser.

Call me

Have you had an accident or injury?

You can easily report a claim online.

Report a claim

What does ATV insurance cover?

	Comprehensive	Limited comprehensive	Liability
Damage to people, others’ vehicles and property
Accident insurance for drivers and passengers
Legal aid
Roadside assistance
Fire
Theft
Permanently installed additional equipment up to 10 000 kr is covered
Storage insurance for temporary deregistration
Damage due to collision, impact or overturning
Vandalism
Filling with incorrect fuel

Use the table as a guide. See terms and conditions for detailed coverage overview.

Terms and conditions for tractor insurance

Product information ATV insurance (IPID, PDF)

Download

Terms and conditions

FAQ

Do I have to be over 18 years of age to buy ATV insurance?

Do I have to wear a helmet when I drive an ATV?

Are there ATVs with seat belts?

What type of ATV do I have?

More insurance policies

Fremtind Forsikring

As a DNB customer, you get insurance supplied by Fremtind Forsikring – one of Norway’s largest insurance providers, with extensive experience. You are still a customer of DNB, and should contact us if you want to buy insurance, make changes, make a claim or have any questions.

To give you an offer, DNB will share your personal data with Fremtind. You can see how this is processed in Fremtind’s personal privacy statement.

ATV insurance

Select the ATV insurance that suits you best

Do you have any questions about buying insurance?

Have you had an accident or injury?

What does ATV insurance cover?

FAQ

More insurance policies

Life and health

Car and vehicles

Home and home contents

Travel

Pets

Valuables

Fremtind Forsikring