Pensions for those who are self-employed
Savings that are suitable for freelancers, those with sole proprietorships or who run a business in addition to having a job.
Save for your own pension
Being self-employed has its benefits, but in terms of pensions, it’s not a major advantage. To ensure you get a retirement pension in addition to the National Insurance Scheme it’s therefore up to you to sort this out. With a defined-contribution pension you can get up to 50 per cent of your savings in tax deductions. The more you take out in salary, the more you save in tax. You can save up to 7 per cent of your salary for your pension between 1–12 G
Who is this suitable for?
This is a form of saving that is best suited to self-employed people, freelancers, people with sole proprietorships or who run a business alongside their job.
- If you have a salary of over 7.1 G we recommend you begin this saving.
- If you have a salary between 6 and 7.1 G, you can think about beginning this saving.
The DNB savings app Spare
In the Spare app you can start pension savings yourself with mutual funds and shares. You can also buy, sell and switch equity funds and shares as you go.
Basic amount (G)
As of 1 May 2024, NOK 1G 124,028.
Frequently asked questions about pensions for self-employed people
Our pension products
Defined-contribution pension
One of the best benefits you can give your employees
Pension and insurance package
Package covering the statutory requirements
Disability pension
Ensures payment in the event of long-term illness or disability
Executive pension
Give managers and key staff the pension they deserve
Pensions for those who are self-employed
Ensure saving towards your pension
Pension provider
The pension agreement is provided by DNB Livsforsikring AS.