Saving and investments

You want to optimise your return and risk and we, at DNB Luxembourg, can help you choose among the best international products and suppliers within each investment category.

Help you choose among the best international products
Many products to choose from

Bank deposit

Fixed-Rate Deposit

When you save with a fixed-rate deposit, your savings are placed in an account for an agreed period. With this agreement, you know in advance what the return will be, as the interest rate is fixed during the agreed period.

Account Deposit

Deposits with daily interest. No lock-in period.

Placement Account

A transaction account for various currencies.

Mutual Funds

Saving in funds is a simple and effective option when you want the possibility for a better return on your savings. You are aware that returns will fluctuate over time, but you know that fund savings deliver the best results when you take a long-term approach.

DNB Asset Management is a leading Nordic asset manager. We offer world-class products within Nordic asset classes and selected global areas. We believe in a specialist approach, where our portfolio managers can apply investment techniques tailored to their respective investment universes.

What We Offer

You can invest in funds from reputable Norwegian and international providers. These include funds that invest in different types of securities and provide exposure to various sectors, regions, and individual countries. We will keep you informed about what we consider to be good and appropriate choices, and it is important for us to emphasize that we are provider-neutral and therefore offer funds from a wide range of independent fund companies.

Equity Funds

Opportunity for the best returns.

Balanced Funds

Seeks to find an optimal mix of risk and security

Bond Funds

Opportunity for better returns than in money market funds.

Money Market Funds

An alternative to saving in a bank.

Securities

You can trade individual shares through your client advisor on all global stock exchanges.

Analysis and Experience

The broker identifies the best and most suitable investment opportunities for you. This is done by using our analyses combined with industry experience, network, and execution capabilities.

Investment options

BMA and index-linked bond

BMA is an index-linked bond and a form of long-term savings. This means that the index-linked bond/BMA is primarily intended to be held for the entire term.

Through an index-linked bond, you can combine the security of a bond or a bank deposit with market opportunities. Talk to your advisor!

Regardless of how the market(s) linked to the BMA perform during the term, the investor is guaranteed to receive repayment of all or part of the invested nominal amount at the bond’s maturity. The guaranteed repayment may be the amount originally subscribed or a percentage of that amount.

Warrants

Warrants

A warrant is an option that allows you to participate in the market with high exposure while paying a relatively small capital investment. This provides the potential for high returns but also involves significant risk.

A warrant is an option in the form of a security and can provide exposure to individual shares, a basket of shares, stock indices, currencies, commodities, and credit.

High Return Potential

By investing in warrants, you gain the opportunity for high returns relative to the relatively low capital investment. This is because the high exposure compared to the invested amount amplifies movements in the underlying market.

Good Exposure

Warrants give you the opportunity for exposure to a range of underlying markets such as shares, indices, commodities, and currencies.

Two Types of Warrants

We offer both listed warrants and market warrants.

Listed warrants are traded on the Oslo Stock Exchange and are as easy to trade as ordinary shares. Listed warrants are traded at the prevailing market price.

Market warrants are sold during a defined subscription period at a given premium amount (price per warrant). Market warrants are not listed on an exchange.

High Risk

Warrants can be highly volatile investments and should therefore be approached with caution. Price changes in the underlying market can cause large fluctuations in the value of your investment. In the worst case, the warrant may become worthless, resulting in the loss of the entire invested amount.

Exchange Traded Fund – ETF

An Exchange-Traded Fund (ETF) is a fund consisting of shares and other securities with the purpose of tracking the performance of an underlying index. ETFs are traded in the same way as individual shares. In addition to trading in DNB Markets’ own ETFs, we also offer trading in other funds listed on the Oslo Stock Exchange and a number of international exchanges.

Suitable for those who:

• Want cost-effective diversification

• Want highly liquid exposure to different markets

• Are not willing to take the risk of investing in individual companies

Risk:

Will vary among different ETFs as they are linked to various asset classes. The risk of the underlying instruments may also fluctuate over time. We therefore recommend that you familiarize yourself with the characteristics of each fund before trading.

Bonds

Bonds

We have access to a wide range of bonds in different currencies. Contact us!
A security registered in the Norwegian Central Securities Depository (VPS)
Financing instrument for various groups of professional borrowers
Minimum loan amount is normally NOK 25 million
Subscribed by lenders (investors) in units of specified sizes
Can be traded in the secondary market during the term

Terms

Maturity over 12 months
Normally subscribed in units of NOK 10,000
Interest calculation method in bond price: 30/360
Interest calculation method for accrued coupon: act/365

Saving and investments

Bank deposit

Fixed-Rate Deposit

Account Deposit

Placement Account

Mutual Funds

What We Offer

Equity Funds

Balanced Funds

Bond Funds

Money Market Funds

Securities

Shares

Analysis and Experience

Investment options

Product list Luxembourg

Private Banking

Mortgage abroad

Financing

Asset management

Legal and Compliance

International