Financing

Do you harbor dreams and ideas that require financing – the purchase of a holiday home abroad, funds to increase your stock market exposure or other interesting products? As a DNB customer, you can, based on your financial situation, get access to loans that can help you fulfill your wishes and needs.

Leasing finansiering 3

  • Offering multiple financing options

  • Talk to your adviser

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Securities Financing

Borrowing to invest, also called gearing, gives you a wider range of investment opportunities and can increase your potential return.

Conditions for Securities Financing

  • You are a customer with us.
  • You understand the risks associated with such a loan.
  • You have a portfolio where the underlying securities are weighted (have a credit value), which determines the credit limit we can offer you.
  • We can take collateral in your portfolio.
  • The loan must always remain within the credit limit determined by the underlying securities.

Benefits

  • Your equity requirement for trading is reduced, giving you greater flexibility
  • You have the opportunity to increase your potential excess return.

Collateralized Lending Against:

  • Cash holdings
  • Shares
  • Bonds
  • Funds
  • ETFs
  • Index-linked bonds

Derivatives cannot be used as collateral.

Margin Account

A margin account is a type of financing offered where securities are pledged as collateral. By starting with your own funds in the form of an existing securities portfolio or cash, a margin account gives you the opportunity to use a credit line to expand your portfolio. Your portfolio serves as collateral.

BMA and Index-Linked Bonds

Through an index-linked bond, you can combine the security of a bond or a bank deposit with the opportunities of the market.

What is a BMA?

A BMA is an index-linked bond and a form of long-term savings. This means that the index-linked bond/BMA is primarily intended to be held for its entire term.

Regardless of how the market(s) to which the BMA is linked develop during the term, the investor is guaranteed to receive repayment of all or part of the invested nominal amount at the bond’s maturity. The guaranteed repayment may be the amount originally subscribed or a percentage of it.

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