Prices for securities financing
With securities financing (leverage), you borrow against your assets as security
Leverage carries a very high risk. Familiarise yourself with the possible consequences before you invest with securities financing. Read more.
As an investor you can finance additional securities purchases, using the shares, equity certificates, mutual funds, ETFs and bonds you already own as security. However, you will only make money from leverage if your investment, over time, grows more than the cost of the financing.
The minimum credit limit you can apply for is NOK 50 000.
- Up to 85% loan-to-value ratio (depending on the security)
- Available both online and via a broker
- Only pay interest on credit used
- Can be combined with a share savings account
The loan-to-value ratio will vary over time, due to fluctuations in stock market prices and the liquidity of your assets.
You will find updated lists of possible loan-to-value ratios on different securities on the product page.
Securities financing price list
Price Securities Financing Product page | |||||||
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Forced sale fee, calculated on overdraft4 | 1 % min NOK 1 500 | ||||||
Standard deposit interest | 0 % | ||||||
Standard lending interest rate5 | 7,3 % | ||||||
Overdraft interest | 20 % | ||||||
Reminder fee6 | NOK 61 | ||||||
1: In addition, fees and costs from the Norwegian Central Securities Depository will apply See the VPS account price list. 2: The interest is calculated on the value of the holding. In addition, costs and fees from the Norwegian Central Securities Depository will apply See the VPS account price list. 3: Only applicable to customers who have Securities Financing with managed settlement. 4: In the event of a forced sale, the customer will be charged a forced sale fee and overdraft interest. The customer must also cover the costs the bank incurs as a result of the forced sale. 5: Nominal interest rate from 7,3 %. Effective interest rate including annual fee where applicable is 7,55 %. 6: May be added for any additional reminders beyond the actual margin call. Updated July 31, 2023 | |||||||