Green Home Mortgages
Extra favourable terms if you want to buy an energy-efficient home.
Extra favourable terms
Help and advice throughout the process
Possible to get flexible repayment and interest-only period
This is a Green Home mortgage
- Mortgages for buying homes with energy rating A or B
- Also applies to refinancing and if you want to increase the home mortgage
- Documentation: Valuation, purchase contract or energy certificate
- Applies to primary residence with mortgage in Boligkreditt
Price example Green mortgage
Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.70 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 703 390 made up of the loan amount plus interest of NOK 1 703 390. Presupposes a mortgage on the home..
Do you have a home mortgage at a different bank?
We give your home mortgage an offer to move.
Borrow more against your home
If the value of your home has increased, you can refinance your home mortgage and borrow more.
Energy labelling and energy efficiency
How can you find an energy label for your home?
For a home purchase, the energy label is indicated on the prospectus/home advertisement. You can register your home at energimerking.no, and get an energy label by stating: Type of home, construction year, usage area and heating method.
Energy class A and B
- A: The building has a heat pump or solar energy, as well as better insulation and windows. Passive homes will get an A.
- B: The building has a heat pump or solar energy and/or better insulation and windows than the requirements in the building regulations. In addition to heating and insulation, the type of home, construction year and use area will affect the energy class.
What does home energy labelling mean?
The property is assessed in relation to how energy intensive it is to maintain a stable indoor temperature and which energy source is used.
How can you make your home more energy efficient?
On enova.no you’ll find a number of recommendations and you can apply for support for energy-efficient measures.
You can also get help with financing energy-efficient measures by applying for an Environmental loan with us.