Norwegian Chiropractors’ Association
As a member you get very good terms at DNB.
Home mortgages
Apply for financing and get help for your home buying journey with favourable interest rates as a member of the Chiropractors’ Association.
We offer the lowest interest rates to first-time buyers and young people, and also have favourable conditions for ordinary home mortgages and home equity credit lines.
Price example, Home mortgage
Nominal floating interest rate from 5.44 %, annual percentage rate of charge (APRC) from 5.63 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 275. The total amount payable would be NOK 3 682 500 made up of the loan amount plus interest of NOK 1 682 500. The total amount payable would be NOK 3 593 700 made up of the loan amount plus interest of NOK 1 593 700. Presupposes a mortgage on the home.
Car loans
The Norwegian Chirpractors’ Association gets you a favourable car loan at DNB. You can borrow up to the entire purchase price and choose the repayment period, up to a maximum of 10 years.
Call us on 915 04800 for a great offer.
Price example, Car loan: Nominal interest rate 6,74 %, eff. Interest rate 8,62 %, NOK 150 000 o/5 years. Annuity loans NOK 150 000 o/5 years. Instalment amount NOK 3 016 per month Cost: NOK 33 260 total: NOK 183 260.
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The guide prices for Young Adult Home Mortgages and Start home mortgages for young adults only apply to loans for primary residences and assume that the security qualifies for DNB Boligkreditt (Housing Credit).
The guide prices for home mortgages up to 75% and home equity credit lines up to 60% apply to loans and assume that the security qualifies for DNB Boligkreditt (Housing Credit). For loan-to-value ratios above 75% (above 60% for home equity credit lines), loans to second homes, or where the security does not quality for Boligkreditt, the interest rate is 0.10 percentage points higher.
Most homes qualify for DNB Boligkreditt. Some exceptions are holiday homes, secondary/rental homes, undeveloped land and agricultural properties with a residential section.
DNB Boligkreditt AS is a wholly-owned subsidiary of DNB Bank ASA. DNB Boligkreditt gives loans to private individuals and independent business owners who mortgage their own residential property up to 75% of well-founded market value.
Price examples for loans are calculated on the basis of guidelines from the authorities, and are based on several factors. Among other things, the APR and total costs of your loan are affected by the loan amount, repayment period, any interest-only period, costs and the nominal interest rate.
The prices are set based on the agreement with the member organization and assume that you actively use DNB as the main bank, with a salary account, online bank and card.