Benefits for members of BONORD

Members of Bonord get favourable terms and conditions for loans at DNB.

We help you with your home mortgage and the home buying journey

Pre-qualification letter - when you’re looking for a home
Home mortgages and insurance adapted to your needs
Advice and follow-up throughout the process

Planning to buy a car?

Car loans at good prices for new loans
Possible to borrow the entire purchase sum
Choose your own repayment period, up to 10 years

DNB Consumer loan - a loan without collateral.

An unsecured consumer loan can be a good solution if you need extra money to buy furniture, to renovate or refinance other small loans. As a member of Bonord you get very good terms.

Apply for a consumer loan

Price list for members

Home mortgages
First home mortgages Up to 85% of the value of the property Nominal interest rate 5.48 %, effective interest rate 5.68 %
Boliglån Ung (Home mortgage for young adults) Up to 85% of the value of the property Nominal interest rate 5.48 %, effective interest rate 5.69 %
Green home mortgages Up to 85% of the value of the property Nominal interest rate 5.49 %, effective interest rate 5.69 %
Home equity credit lines Up to 60% of the value of the property Loans over NOK 4 000 000 Nominal interest rate from 5.89 %, APR 6.08 % Loans under NOK 4 000 000 Nominal interest rate from 5.93 %, APR 6.15 %
Home mortgages Up to 85% of the value of the property. Loans over NOK 4 000 000 Nominal interest rate from 5.89 %, APR 6.08 % Loans under NOK 4 000 000 Nominal interest rate from 5.93 %, APR 6.15 %
Bridge financing Nominal interest rate 5.89 %, APR 6.13 %

Fixed-rate loans
3 years: Nominal interest rate from 4.84 %, eff. interest rate 5.01 % 5 years: Nominal interest rate from 4.74 %, operating interest rate 4.90 % 10 years: Nominal interest rate from 4.69 %, operating interest rate 4.85 %

Costs of home mortgage, home equity credit line and fixed-rate loan
Set-up fees	NOK 0
Deposit fees	NOK 0
Instalment fees	NOK 65

Car loans
With security held in the car - up to 100% of the purchase sum Equity 35% or more Nominal interest rate 6.74 %, APR 8.62%
Equity between 35 and 20% Nominal interest rate 7.40 %, APR 9.34 %
Equity less than 20% Nominal interest rate 8.40 %, APR 10.42 %
Set-up fees	NOK 2300
Instalment fees	NOK 65

Consumer loan
Price example: Nominal interest rate from 10.9%, effective interest rate 11.7%, NOK 100,000 over 5 years, establishment fee from NOK 500. Cost NOK 30,806. A total of NOK 130,806.
Set-up fees	NOK 500
Instalment fees eFaktura (eInvoice)	NOK 0
Instalment fees paper invoice	NOK 49

The guide prices for Young Adult Home Mortgages and Start home mortgages for young adults only apply to loans for primary residences and assume that the security qualifies for DNB Boligkreditt (Housing Credit).

The guide prices for home mortgages up to 75% and home equity credit lines up to 60% apply to loans and assume that the security qualifies for DNB Boligkreditt (Housing Credit). For loan-to-value ratios above 75% (above 60% for home equity credit lines), loans to second homes, or where the security does not quality for Boligkreditt, the interest rate is 0.10 percentage points higher.

Most homes qualify for DNB Boligkreditt. Some exceptions are holiday homes, secondary/rental homes, undeveloped land and agricultural properties with a residential section.

DNB Boligkreditt AS is a wholly-owned subsidiary of DNB Bank ASA. DNB Boligkreditt gives loans to private individuals and independent business owners who mortgage their own residential property up to 75% of well-founded market value.

Price examples for loans are calculated on the basis of guidelines from the authorities, and are based on several factors. Among other things, the APR and total costs of your loan are affected by the loan amount, repayment period, any interest-only period, costs and the nominal interest rate.

Price examples

Boliglån Ung (Home mortgage for young adults) and Green Home mortgage

First home mortgages:

Nominal floating interest rate from 5.48 %, annual percentage rate of charge (APRC) from 5.68 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 322. The total amount payable would be NOK 3 696 600 made up of the loan amount plus interest of NOK 1 696 600. Presupposes a mortgage on the home.

Boliglån Ung (Home mortgage for young adults)

Green home mortgage:

Nominal floating interest rate from 5.49 %, annual percentage rate of charge (APRC) from 5.69 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 334. The total amount payable would be NOK 3 700 200 made up of the loan amount plus interest of NOK 1 700 200. Presupposes a mortgage on the home.

Home mortgages and home equity credit lines

Over NOK 4 000 000:

Nominal floating interest rate from 5.,89 %, annual percentage rate of charge (APRC) from 6.08 %. Annuity loan NOK 4 000 000 o/25 years with monthly payment NOK 25 568. The total amount payable would be NOK 7 670 400 made up of the loan amount plus interest of NOK 3 670 400. Presupposes a mortgage on the home.

Under NOK 4 000 000:

Nominal floating interest rate from 5.93 %, annual percentage rate of charge (APRC) from 6.15 %. Annuity loan NOK 2 000 000 o/25 years with monthly payment NOK 12 865. The total amount payable would be NOK 3 859 500 made up of the loan amount plus interest of NOK 1 859 500. Presupposes a mortgage on the home.

Fixed-rate loans

3 year

Nominal interest from 4,79 %, operating interest rate 4,96 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11513 per month. Cost NOK 1 453 900, total NOK 3 453 900.

5 years

Nominal interest from 4,74 %, operating interest rate 4,90 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11455 per month. Cost NOK 1 436 500, total NOK 3 436 500.

10 years

Nominal interest from 4,69 %, operating interest rate 4,85 %. Kr 2 000 000 o/25 year. Instalment amount NOK 11398 per month. Cost NOK 1 419 400, total NOK 3 419 400.

Car loans

Consumer loan

Prices are set on the basis of the agreement with BONORD and assume that you use us actively as your main bank with your salary account, online bank and cards.