Smart card use
Used smartly, cards offer many benefits, both when travelling and in everyday life. Get tips on how to use your credit card in the best way possible.
When you are travelling
When you book a trip
When you shop online
Use your credit card when travelling
Credit cards are not only smart to use when you book a trip, but also when you are travelling. Credit cards are safe to use, give you benefits when paying and better rights by:
- Can check that the amount is correct before you pay the bill that comes back
- Releases an empty account in the event of fraud
- Easier to get money back when making a claim
- Avoiding reserved amounts in use account
- Get interest-free payment postponement when you pay by the payment deadline
- Get fee-free purchases of goods and a good exchange rate - remember to select local currency Abroad
Petrol and charging discount
With a Mastercard, you get discounts on everything you buy at petrol stations.
Earn SAS EuroBonus points
If you upgrade your credit card, you get SAS EuroBonus points on all purchases, excess insurance on rental cars and price and purchase insurance.
Use credit cards to book trips
It’s not only on trips you should pay by credit card, but it’s also smart to use a credit card when you’re booking a trip.
Travel insurance included
If you pay at least half of the cost of the trip’s transport costs with your credit card, you get travel insurance included with your purchase.. The insurance covers you and your family or up to three people travelling together.
Online shopping with a credit card
Most online shopping is done with a debit card, not a credit card. If you look at the benefits of using your credit card, it’s easy to see it should be the other way around. But remember – pay by the due date to avoid paying interest.
Secure shopping
When you use your credit card, you defer the payment. You also get a bill where you can check whether what you owe matches the product supplied. This gives you extra protection when shopping online.
If the online shop you’re buying from is subject to a data breach, you don’t have to worry about your own money being at risk. The credit card is not connected to your current account – you make your payment afterwards.
Both in the event of fraud, and if you want to complain about a purchase, you have more rights when using a credit card.
Avoid subscription interruptions
Online shopping is just for products, but also for services. You can use a credit card for apps, streaming and other services that require your card details. This way you avoid interruptions to your services if you don’t have enough money in your account .
Price example Pluss Mastercard
Nominal rate 18.60%, APR 20.27%, NOK 30 000 over 12 months. Cost: NOK 3 108. Total: NOK 33.108.