| Services | DNB Finland Readiness, updated 11.11.2011 |
| SEPA Credit Transfer | |
| Readiness to receive SCTs´
| Yes Yes No ATM´s |
| AOS1 Acceptance day | Yes |
| AOS2 Specifications | Yes |
| Ability to send and receive domestic references via SCT | Yes |
| Supporting services for SCT | |
| Conversion service of national account numbers to IBAN and BIC | No |
| IBAN-calculator on web site | Yes |
| Electronic Banking Solutions | |
| WebServices/PKI-solution | Yes |
| International Creditor Reference | |
| RF-reference implementation | Yes, for outgoing payments |
| Bar code on invoices | |
| Implementation of new bar code standard with IBAN and RF-reference | Yes |
| Account reporting services ISO 20022 - standard (B2C) | |
| Account Statement | Not scheduled |
| Debit/ Credit Notification | Not scheduled |
| Account Report | Not scheduled |
| SEPA Direct Debit | |
| SDD for Debtors (Core) | Not scheduled |
| SDD for Creditors (Core) | Not scheduled |
| SDD for Debtors (B2B) | Not scheduled |
| SDD for Creditors (B2B) | Not scheduled |
| eMandate combined with SDD Debtor service (Core) | Not scheduled |
| eMandate combined with SDD Creditor service (Core) | Not scheduled |
| eMandate combined with SDD Debtor service (B2B) | Not scheduled |
| eMandate combined with SDD Creditor service (B2B) | Not scheduled |
| E-Invoice | |
| automatic payment of e-Invoices for Internet Bank customers | No retail customers |
| automatic payment of e-Invoices for non-Internet Bank customers | No retail customers |
| e-Invoice for Debtors | Yes |
| SEPA Cards | |
| Card standards as per EPC Volume | No retail customers |
